Terms and Conditions of Use
Terms and Conditions of Use
Effective Date: september 20, 2019
- License; Limitations on Use.
3.2 Passwords. If you are a registered user of the Website, you are responsible for keeping your password confidential and must refrain from disclosing it to any other person. You may not permit any other person to use your password, and must change your password immediately if you believe that it has become known to any other person.
3.4 Prohibited Use. You may not Use this Website and/or any Content to:
- Conduct commercial or promotional activities or sales efforts without our prior written consent.
- Provide content related to gambling, including, without limitation, any online casino, sports books, bingo or poker.
- Provide or facilitate illegal contests, pyramid schemes, sweepstakes or chain letters.
- Infringe upon the rights of any third party, including intellectual property rights, privacy rights, rights of publicity, or other personal or proprietary rights, or engage in deceptive or fraudulent activity.
- Copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit or public purposes all or any portion of this Website, except to the extent permitted above or with our prior written consent.
- Manually extract, decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense, or create derivative works from this Website or the Content without our prior written consent.
- Determine this Website’s architecture, or extract data or information about usage, individual identities or users, via use of any network monitoring or discovery software or otherwise.
- Monitor, copy, scan, review, index, mirror, ping or validate our Website or the Content without our prior written permission, via robot, spider, other automatic software or device, process, approach or methodology, manual or otherwise (methods such as web scraping, harvesting, data extraction, data validation or verification are prohibited).
- Contribute content that contains restricted access mechanisms, hidden content of any kind, or utilize SQL injections or cross site scripting methods.
- Transmit any computer virus, worm, defect, Trojan Horse, or any other item of a destructive nature, or upload any virus or malicious code.
- Transmit any false, misleading, fraudulent or illegal communications, information or data.
- Engage in phishing, spoofing, or other illegal or fraudulent activities, or violate applicable laws in your jurisdiction.
- Access unauthorized information.
- Solicit information from minors, harm, or threaten to harm minors.
- Attack, threaten with violence, stalk, harass, incite, harm, or intimidate any other user, person or organization, or engage in any other threatening behavior.
- Transmit or post any material that is abusive, harassing, tortious, defamatory, vulgar, pornographic, obscene, libelous, fraudulent, invasive of another’s privacy, hateful, or otherwise objectionable, for example, any materials containing racial, ethnic, or other slurs, or hate speech, or which attack an individual or group on the basis of race, gender, gender identity, ethnicity, religion, national origin, or sexual preference.
- Transmit any unsolicited or unauthorized advertising, promotional materials, junk mail, spam (note that sending the same message multiple times or to multiple people will be treated as spam), chain letters, contests, pyramid schemes, surveys, or any other form of solicitation or mass messaging, whether commercial in nature or not.
- Export or re-export this Website or any portion thereof, or its Content, in violation of the export control laws and regulations of the United States of America.
- Third Party Content, Links, Platforms and Communications.
4.1 Third Party Content. Third party content (including, without limitation, content posted by other users of the Website) may appear on this Website or may be accessible via links from this Website. We shall not be responsible for and assumes no liability for any infringement, mistakes, misstatements of law, defamation, slander, libel, omissions, falsehoods, obscenity, pornography or profanity in the statements, opinions, representations or any other form of content contained in any third party content appearing on this Website. You understand that the information and opinions in the third party content is neither endorsed by, nor does it reflect our beliefs or opinions . Further, information and opinions provided by our employees and agents in Interactive Areas (as defined in Section 6.1 herein) are not endorsed by us and do not represent our beliefs and opinions.
- User Postings.
6.1 Ownership of Postings. We do not claim any ownership rights in any data, information, text, graphics, links, messages, reviews, content, or other materials (collectively, “Postings”) that you post on or through this Website, in any interactive areas of this Website (the “Interactive Areas”), which include, without limitation, any blogs, reviews, wikis, bulletin boards, reviews, discussion boards, chat rooms, email forums, and question and answer features. After posting your Postings on this Website, you continue to retain any rights you may have in your Postings, including any intellectual property rights or other proprietary rights associated with your Postings, subject to the license you grant to us below.
6.2 License of Your Postings. By posting, publishing, uploading, or distributing any Postings for use on this Website, you grant (or warrant that the owner of such rights has expressly granted) us and our related entities a perpetual, worldwide, royalty-free, irrevocable, non-exclusive right and license, with the right to sublicense, to use, modify, reproduce, publish, adapt, publicly perform, publicly display, digitally display and digitally perform, translate, create derivative works from and distribute your Postings or incorporate your Postings into any form, medium, or technology now known or later developed throughout the universe. You agree that you shall have no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in Postings you provide to us.
6.3 Postings Must Accurately Identify You. Your Postings shall be accompanied by your real name and shall not be posted anonymously. Participants in Interactive Areas shall not misrepresent their identity or their affiliation with any person or entity.
6.4 Rules Applicable to Postings. You are entirely responsible for the content of, and any harm resulting from, any Posting that you post on or through this Website. When you create or make available a Posting on or through this Website, you represent and warrant that you:
(a) own or have sufficient rights to post your Posting on or through the Service;
(b) will not post any Postings that violate our or any other person’s privacy rights, publicity rights, intellectual property rights (including without limitation copyrights) or contract rights;
(d) have fully complied with any third-party licenses relating to Postings and shall pay all royalties, fees and any other monies required to be paid in connection with Postings that you post on or through the Service;
(e) will not post any Postings that: (i) are defamatory, damaging, disruptive, unlawful, inappropriate, offensive, inaccurate, pornographic, vulgar, indecent, profane, hateful, racially or ethnically offensive, obscene, lewd, lascivious, filthy, threatening, excessively violent, harassing, or otherwise objectionable; (ii) incite, encourage or threaten immediate physical harm against another, including but not limited to, Postings that promote racism, bigotry, sexism, religious intolerance or harm against any group or individual; (iii) are misleading or deceptive; or (iv) contain material that solicits personal information from anyone under the age of 13, or exploits anyone in a sexual or violent manner;
(f) will not distribute on or through this Website any Postings or presentations of data containing any advertising, promotion, solicitation for goods, services or funds or solicitation for others to become members of any enterprise or organization without our express written permission;
(g) will not post any Postings that constitute, contain, install or attempt to install or promote spyware, malware or other computer code, whether on our or others’ computers or equipment, designated to enable you or others to gather information about or monitor the on-line or other activities of another party;
(h) will not post any Postings that will or may give rise to liability or violate any local, state, federal or international law, or the regulations of the U.S. Securities and Exchange Commission, any rules of any securities exchange such as the California Stock Exchange, the American Stock Exchange, or the NASDAQ.
Notwithstanding the limitation set forth in Section 6.4(f), where appropriate, as part of a Posting you (i) may list along with your name, address and email address, your own web site’s URL, and (ii) may recommend third party web sites, goods or services so long as you have no financial interest in and receive no direct or indirect benefit from such recommended web site, product or service or its recommendation. In no event may any person or entity solicit anyone with data retrieved from this Website.
6.5 No Monitoring of Postings. We have no obligation to monitor or screen Postings and are not responsible for the content in such Postings or any content linked to or from such Postings. We however reserve the right, in our sole discretion, to monitor Interactive Areas, screen Postings, edit Postings, cause Postings not to be posted, published, uploaded or distributed, and remove Postings, at any time and for any or no reason without notification of or permission from you. We may delete your Posting at any time for any reason without notification of or permission from you.
- Online Purchases.
7.1 Age Requirements. To make a purchase from this Website or to subscribe to this Website you must be 18 years of age or over, or have obtained the consent of a parent or guardian if you are under 18 years of age.
7.2 Product Availability. All products and offers shown on the Website are subject to availability at the advertised price. We cannot guarantee that your size and style will be in stock when you order from the Website. We strive to ensure that all details, descriptions and prices which appear on the Website are accurate. However, errors may occur from time to time which we will correct without notice. We reserve the right to withdraw any product from sale at any time, for any reason and without notice.
7.4 Order Confirmation. When you place an order, you will receive an acknowledgement email confirming receipt of your order. This email will only be an acknowledgement and will not constitute acceptance of your order. Acceptance of the order and completion of the sale will not occur until your payment is received by us.
7.5 Pricing. Prices are in U.S. Dollars and any related sales tax and delivery costs are displayed and charged in addition to the cost of a product. We reserve the right to alter prices on the Website at any time, for any reason and without notice.
7.6 Payment. Purchases from this Website may only be made using the online payment facility on this Website with a valid credit card, gift card, or Amazon Pay, PayPal, Google Pay or Apple Pay account. If payment was made using a credit card, that card issuer controls the timing of any refund that may be given by us due to cancellation or refusal of an order.
7.7 Transfer of Title; Risk of Loss. Title and risk of loss in a product purchased from this Website transfers to you upon receipt of full payment and dispatch of the product from us.
7.8 Delivery. Dispatch times may vary according to availability and we take no responsibility for any delays in delivery.
- Promotions and Offers. We may, from time to time, offer limited promotional discount codes which may be used to purchase products on the Website. The conditions of use relating to any discount will be specified at the time of issuance. We reserve the right to terminate, suspend or modify the promotion or offer without notice. All promotions and offers are non-transferable and are not redeemable for cash.
- Digital Millennium Copyright Act.
9.1 Notification of Alleged Copyright Infringement. We have registered an agent with the United States Copyright Office (a “Copyright Agent”) in accordance with the terms of the Digital Millennium Copyright Act (the “DMCA”) and avails itself of the safe harbor and other protections available under the DMCA. We reserve the right to remove from the Website any Content or Postings that allegedly infringe another person’s copyright. If you believe Content on the Website infringes your valid copyrights, please send a notification (a “DMCA Notification”), including all information included in Section 9.2 below, by mail or email to our Copyright Agent at:
Attn: DMCA Copyright Agent
Please be advised that under Section 512(f) of the Digital Millennium Copyright Act you may be held liable for damages and attorneys’ fees if you make material misrepresentations in a DMCA Notification. Therefore, if you are not sure whether content available on or through the Website infringes your copyright, you should contact an attorney.
9.2 DMCA Notification Requirements. The following information must be included in each DMCA Notification that you send to our Copyright Agent:
(a) A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.
(b) Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of the works at that site.
(c) Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material. If possible, we prefer a complete list of all of the precise URLs that you allege contain infringing content.
(d) Information reasonably sufficient to permit us to contact you, the complaining party, such as an address, telephone number, and, if available, an electronic mail address where you may be contacted. We prefer you provide us with your email address for ease of correspondence.
(e) The following statements must be included in your DMCA Notification:
“I hereby declare that I believe in good faith that the disputed use of the copyrighted material is not authorized by the copyright owner, its agent, or the law.”
“I hereby swear that the claimed information is accurate to the best of my knowledge and, under penalty of perjury, that I am the owner, or authorized to act on behalf of the owner, of the copyright or of an exclusive right under the copyright that has been infringed.”
“I give my permission to pass my contact information to the alleged infringing party.”
If the content in dispute originates from a third party site or source, please provide us notification as to which, if any, of the following apply:
(a) Display and/or access to the material on the originating site has been disabled.
(b) Under court order, the material was removed from the originating site.
(c) Under court order, access to the material on the originating site is disabled.
9.3 Repeat Infringers. We reserve the right to terminate Users of the Website who are repeat infringers in appropriate circumstances, in its sole discretion.
- Our Management of this Website; User Misconduct.
10.2 Interactions with other Users. Please choose carefully both the information you post on this Website, and that you give to other users of this Website. We make no guarantees, either express or implied, regarding individuals you may interact with through this Website, either with regard to their conduct, or regarding the quality of any products or services they provide. We discourage you from publicly posting your telephone number, street address or other personal or financial information on this Website. Information posted to this Website by other Users of this Website may be offensive, harmful or inaccurate, and in some cases may be mislabeled or deceptively labeled. You assume all risks associated with dealing with other users with whom you come in contact through this Website.
- Warranty Disclaimer; Limitation on Liability.
11.1 Disclaimer of Warranties.
- To the extent permitted by applicable law, THIS WEBSITE, THE INTERACTIVE AREAS, THE CONTENT, AND POSTINGS ARE PROVIDED ON AN “AS IS” and “AS AVAILABLE” BASIS. WE EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THIS WEBSITE OR THE CONTENT IS FREE OF MALWARE OR OTHER HARMFUL COMPONENTS. WE DISCLAIM ALL RESPONSIBILITY FOR ANY LOSS, INJURY, CLAIM, LIABILITY, OR DAMAGE OF ANY KIND RESULTING FROM, ARISING OUT OF OR ANY WAY RELATED TO: (I) ANY ERRORS IN OR OMISSIONS FROM THIS WEBSITE, THE INTERACTIVE AREAS, THE CONTENT, AND THE POSTINGS INCLUDING, BUT NOT LIMITED TO, TECHNICAL INACCURACIES AND TYPOGRAPHICAL ERRORS; (II) THIRD PARTY COMMUNICATIONS; (III) ANY THIRD PARTY PLATFORMS, WEBSITES OR CONTENT THEREIN DIRECTLY OR INDIRECTLY ACCESSED THROUGH LINKS IN THIS WEBSITE, INCLUDING BUT NOT LIMITED TO ANY ERRORS IN OR OMISSIONS THEREFROM; (IV) THE UNAVAILABILITY OF THIS WEBSITE, THE INTERACTIVE AREAS, THE CONTENT, THE POSTINGS, OR ANY PORTION THEREOF; (V) YOUR USE OF THIS WEBSITE, THE INTERACTIVE AREAS, THE CONTENT, OR THE POSTINGS; OR (VI) YOUR USE OF ANY EQUIPMENT OR SOFTWARE IN CONNECTION WITH THIS WEBSITE, THE INTERACTIVE AREAS, THE CONTENT, OR THE POSTINGS.
- To the extent permitted by applicable law, WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY, RELIABILITY, TIMELINESS OR COMPLETENESS OF the WEbSite’s CONTENT, THE CONTENT OF ANY webSITE LINKED TO the Website, Postings, INFORMATION OR ANY OTHER ITEMS OR MATERIALS ON the WEBSITE OR LINKED TO BY the WEBSITE. WE ASSUME NO LIABILITY OR RESPONSIBILITY FOR ANY: (I) ERRORS; MISTAKES OR INACCURACIES OF CONTENT AND postings; (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO AND USE OF the WEBSITE; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM the WEBSITE; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE, WHICH MAY BE TRANSMITTED TO OR THROUGH the WEBSITE BY ANY THIRD PARTY; AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT AND POSTING OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE VIA this Website.
- WE DO NOT REPRESENT OR IMPLY THAT WE ENDORSE Postings, OR ANY OTHER MATERIALS OR ITEMS AVAILABLE ON OR LINKED TO BY the Service, INCLUDING, WITHOUT LIMITATION, CONTENT HOSTED ON THIRD PARTY SITES, or products or services made available on third party SItes. ACCORDINGLY, to the extent permitted by applicable law, we ARE NOT LIABLE TO YOU FOR ANY LOSS OR DAMAGE THAT MIGHT ARISE in connection with Third Party Postings, Third Party Sites, or any products or services offered through Third Party Sites, including, without limitation, any loss or damage resulting from SECURITY VULNERABILITIES in third party products OR FROM YOUR RELIANCE ON THE BUSINESS LISTINGS, RATINGS, or REVIEWS FOUND ON, USED ON, OR MADE AVAILABLE THROUGH THE WebSITE.YOU ASSUME ALL RISK WHEN USING THis WEBSITE, INCLUDING BUT NOT LIMITED TO ALL OF THE RISKS ASSOCIATED WITH ANY ONLINE OR OFFLINE INTERACTIONS WITH OTHERS, INCLUDING CONTRACTING FOR OR SUPPLYING SERVICES OF ANY NATURE.
- WE DO NOT ASSUME ANY RESPONSIBILITY FOR THE ACCURACY OR RELIABILITY OF ANY INFORMATION PROVIDED BY USERS SEEKING SERVICES OR USERS SUPPLYING SERVICES AS LISTED ON THIS WEBSITE. WE DO NOT ASSUME AND EXPRESSLY DISCLAIMS ANY LIABILITY THAT MAY RESULT FROM THE USE OF THIS INFORMATION. WE ARE NOT RESPONSIBLE FOR THE CONDUCT, WHETHER ONLINE OR OFFLINE, OF ANY USER OF THis WEBSITE.
- WE MAKE NO GUARANTEE OF CONFIDENTIALITY OR PRIVACY OF ANY COMMUNICATION OR INFORMATION TRANSMITTED TO OR FROM THis WEBSITE. WE will not be liable for the privacy of any of your or any other third party postings to this Website and specifically disclaims any liability resulting from such postings and communications, including any objectionable content.
- WHen WE post content and materials, including reviews of products and services and links to websites, please be aware that these content and materials may reference, list, review, and/or rate entities, products or services with which we have direct or indirect affiliations or other relationships. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ABSENCE OR EXISTENCE OF, OR THE EXTENT OR NATURE OF, ANY DIRECT OR INDIRECT AFFILIATIONS OR RELATIONSHIPS THAT WE MAY HAVE WITH ANY ENTITIES, PRODUCTS OR SERVICES THAT ARE REFERENCED, LISTED, REVIEWED AND/OR RATED ON THE webSITE. ACCORDINGLY, to the extent permitted by applicable law, WE HAVE NO LIABILITY OR RESPONSIBILITY OF ANY KIND FOR ANY FURTHER UNDERSTANDING YOU MAY HAVE ABOUT THE ABSENCE OR EXISTENCE OF, OR THE EXTENT OR NATURE OF, AFFILIATIONS OR RELATIONSHIPS AMONG US AND ANY OTHER ENTITIES, PRODUCTS OR SERVICES IDENITIFID ON, FOUND ON, USED ON, OR MADE AVAILABLE THROUGH THE SITE.
11.3 Exceptions to Disclaimers and Liability Limitations. SOME STATES OR JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN WARRANTIES, OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF YOU RESIDE IN ONE OF THESE STATES OR JURISDICTIONS, THE LIMITATIONS OR EXCLUSIONS IN SECTIONS 11.1 and 11.2 MAY NOT APPLY TO YOU.
- Third Party Beneficiaries. The provisions of Section 11 (Warranty Disclaimer; Limitation on Liability) and Section 12 (Indemnification) are for the benefit of us and our officers, directors, employees, agents, licensors, suppliers, and any third party information providers to this Website. Each of these individuals or entities shall have the right to assert and enforce those provisions directly against you on its/their own behalf.
- Legal Disputes and Arbitration Agreement.
Please Read This Following Clause Carefully – It May Significantly Affect Your Legal Rights, Including Your Right to File a Lawsuit in Court
14.1 Initial Dispute Resolution. We are available by email at email@example.com to address any concerns you may have regarding your use of this Website. Most concerns may be quickly resolved in this manner. Each of you and us agree to use best efforts to settle any dispute, claim, question, or disagreement directly through consultation and good faith negotiations which shall be a precondition to either party initiating a lawsuit or arbitration.
The JAMS rules governing the arbitration may be accessed at https://www.jamsadr.com/adr-rules-procedures. If you initiate arbitration, to the extent the filing fee for the arbitration exceeds Two Hundred and Fifty U.S. Dollars ($250.00), we will pay the additional cost. If we are required to pay the additional cost of the filing fees, you should submit a request for payment of fees to JAMS along with your form for initiating the arbitration, and we will make arrangements to pay all necessary fees directly to JAMS. We will also be responsible for paying all other arbitration costs arising in connection with the arbitration other than costs incurred by you for legal counsel, travel and other out-of-pocket costs and expenses not constituting fees or amounts payable to JAMS. You will not be required to pay fees and costs incurred by us if you do not prevail in arbitration.
The parties understand that, absent this mandatory provision, they would have the right to sue in court and have a jury trial. They further understand that, in some instances, the costs of arbitration could exceed the costs of litigation and the right to discovery may be more limited in arbitration than in court.
14.3 Class Action and Class Arbitration Waiver. You and we each further agree that any arbitration shall be conducted in your respective individual capacities only and not as a class action or other representative action, and you and us each expressly waive your respective right to file a class action or seek relief on a class basis. If any court or arbitrator determines that the class action waiver set forth in this paragraph is void or unenforceable for any reason or that an arbitration can proceed on a class basis, then the arbitration provision set forth above in Section 14.2 shall be deemed null and void in its entirety and the parties shall be deemed to have not agreed to arbitrate disputes.
14.4 Exception - Small Claims Court Claims. Notwithstanding the parties’ agreement to resolve all disputes through arbitration, either party may seek relief in a small claims court for disputes or claims within the scope of that court’s jurisdiction.
14.5 30 Day Right to Opt-Out. You have the right to opt-out and not be bound by the arbitration and class action waiver provisions set forth in Sections 14.2, 14.3, and 14.4 by sending written notice of your decision to opt-out to the following email: firstname.lastname@example.org. The notice must be sent within thirty (30) days of first using this Website, otherwise you shall be bound to arbitrate disputes in accordance with the terms of those sections. If you opt-out of these arbitration provisions, we also will not be bound by them.
- Notice to New Jersey Users. Notwithstanding any terms set forth in these Terms of Service, if any of the provisions set forth in Sections 11, 12 or 14 are held unenforceable, void or inapplicable under New Jersey law, then any such provision shall not apply to you but the rest of these Terms of Service shall remain binding on you and the Company. In addition, for New Jersey residents, the limitation on liability is inapplicable where attorneys’ fees, court costs, or other damages are mandated by statue. Notwithstanding any provision in these Terms of Service, nothing in these Terms of Service is intended to, nor shall it be deemed or construed to, limit any rights available to you under the Truth-in-Consumer Contract, Warranty and Notice Act.
- Notice to California Users. Under California Civil Code Section 1789.3, users located in California are entitled to the following consumer rights notice: If a user has a question or complaint regarding the Service, please send an email to email@example.com. Users may also contact us by writing to:
FN USA Investments (Retail) LLC
356 E 1st Street
Los Angeles, CA, 90012
California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by mail at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.
- Errors and Corrections. We may make improvements and/or changes to this Website’s features or functionality, or Content or Postings, at any time.